Recent Articles

Discover Your Home Equity Options

In this article, we'll review what a home equity loan is as well as alternatives that also give you access to lump sums.

What Does It Mean To Cosign On A Mortgage?

Have you been asked to cosign by someone looking to get a home loan approval? You may be wondering why they would ask or how this affects you. This article will help you to understand both of these points.

How Much Down Payment Do You Need To Buy A Home?

If you're considering buying a home, you might wonder how much is required as a down payment. Here is a quick run-down of the requirements of the down payment per loan type.

Thinking About Refinancing Your Investment Property? Read This

Let's take a look at everything you need to know about refinancing an investment property.

What is DTI and How It Affects Your Mortgage Application

Ever wonder why it's essential to keep your debt in check when applying for a mortgage or what debt matters to your approval? This article will help you answer these fundamental questions so that you're in a great position to get approved for a home loan.

Prequalified And Pre-approved: What's the Difference?

If you're thinking about buying a home, then you've probably heard the terms

Learn About Deducting Mortgage Interest From Your Taxes

Read on to learn what a mortgage deduction is, how much you can reduce from your taxable income, and how you can take advantage of this tax incentive.

FHA or VA Loan: Which is Better For Veterans?

When it comes down to it, what is the best -- FHA loans or VA loans? This article will help you understand and make an informed decision on which loan is best for you.

Exploring The Pros and Cons Of An Interest-Only Mortgage Loan

An interest-only mortgage starts with payments that only pay down the mortgage interest. Generally, this makes your monthly payments lower than a typical mortgage payment.

New Credit And How It Affects Your Credit Score

If you're applying for a home loan within the next few months and considering taking out a loan or applying for new credit before then, you'll want to get the facts.

All About Liens and Home Loans

A lien is a property right someone else has on your property and gives the lienholder legal power to take your property as compensation if you default on your payments or break the contract terms.

Is Buying A Home With Bad Credit A Smart Choice?

Have less-than-optimal credit? That doesn't necessarily mean you have to put your dreams of homeownership on pause.

Is Buying A Home Without Real Estate Agent A Good Idea?

Here's what you need to know about working with an agent and how to go about purchasing a home without one should you choose to.

How Does A Home Equity Line Of Credit (HELOC) Work?

A home equity line of credit (HELOC) is a type of mortgage loan that acts similar to a credit card, except the line of available credit is tied to your home's equity.

Does Getting Preapproved For A Home Loan Matter?

But despite this stiff competition, it's still a great time to buy! Here are the top advantages of getting preapproved for a mortgage before getting serious about shopping for a home.

What Does A Title Company Do?

In this blog, we'll go over how a title company determines legal ownership and the process of transferring the title.