Dan Ardis Mortgage Specialist — Barrett Financial Group
Barrett Financial Group Commercial Division
@bakersfieldlender

Mortgage Tips and Weekly Updates

Quick, no-fluff videos to help you understand home loans, rates, and the buying process — whether you're a first-time buyer or a seasoned homeowner.

More Videos

Waller's Comments & European Banks Just Crushed the Bond Market

Waller's Comments & European Banks Just Crushed the Bond Market

769 views

Oil Prices Are Crushing Mortgage Rates Right Now!

Oil Prices Are Crushing Mortgage Rates Right Now!

788 views

Home prices didn’t crash. The headlines just wanted clicks.

Home prices didn’t crash. The headlines just wanted clicks.

274 views

The Jobs Report Looks Strong — But.... It's NOT., 1.1 thousand views - play Short

The Jobs Report Looks Strong — But.... It's NOT., 1.1 thousand views - play Short

The Fed Is Watching Jobs Closely — So Should Homebuyers!

The Fed Is Watching Jobs Closely — So Should Homebuyers!

705 views

Mortgage Rates Could Move BEFORE the Fed Meeting Next Week

Mortgage Rates Could Move BEFORE the Fed Meeting Next Week

207 views

This Is Why Waiting to Buy Could Cost You More - Buyers are BACK!

This Is Why Waiting to Buy Could Cost You More - Buyers are BACK!

584 views

Trump is calling for lower rates!

Trump is calling for lower rates!

833 views

You can’t refinance the price you missed!, 1.6 thousand views - play Short

You can’t refinance the price you missed!, 1.6 thousand views - play Short

Klarna and Affirm purchases can kill your mortgage approval

Klarna and Affirm purchases can kill your mortgage approval

210 views

Why Waiting for Lower Rates Could Cost You More

Why Waiting for Lower Rates Could Cost You More

889 views

Smoking a Thanksgiving tri-tip with my best little helper. Family, food, and good vibes today!

Smoking a Thanksgiving tri-tip with my best little helper. Family, food, and good vibes today!

830 views

Housing Is Heating Up Again… and Hardly Anyone Sees It Yet.

Housing Is Heating Up Again… and Hardly Anyone Sees It Yet.

315 views

The Truth About 50 Year Mortgages Everyone Misses

The Truth About 50 Year Mortgages Everyone Misses

872 views

Why Waiting To Buy A Home Could Cost You Big!

Why Waiting To Buy A Home Could Cost You Big!

813 views

Fed Cuts Rates Again — What It Really Means for Mortgage Rates

Fed Cuts Rates Again — What It Really Means for Mortgage Rates

385 views

Government Shutdown + Mortgages: What Realtors Need To Know Now

Government Shutdown + Mortgages: What Realtors Need To Know Now

477 views

Is Now a Good Time to Buy a House in 2025?, 1 thousand views - play Short

Is Now a Good Time to Buy a House in 2025?, 1 thousand views - play Short

Is The Housing Market Finally Changing?

Is The Housing Market Finally Changing?

707 views

🏡 Home prices just made their first move up in 8 months — here’s what it means!

🏡 Home prices just made their first move up in 8 months — here’s what it means!

944 views

Government Shutdown Shakes Up Fed Decision & Housing Market

Government Shutdown Shakes Up Fed Decision & Housing Market

626 views

Housing just shocked the market 📈 New home sales jumped 21%!

Housing just shocked the market 📈 New home sales jumped 21%!

710 views

Fed Cuts Rates! Should You Refinance Now?

Fed Cuts Rates! Should You Refinance Now?

799 views

Biggest Job Market Shock in Years!

Biggest Job Market Shock in Years!

888 views

Jobs Report Just Tanked… and Mortgage Rates Are Dropping 📉 | September 2025 Market Update

Jobs Report Just Tanked… and Mortgage Rates Are Dropping 📉 | September 2025 Market Update

684 views

🚫 Pre-quals = toilet paper. Realtors need real approvals that actually close.

🚫 Pre-quals = toilet paper. Realtors need real approvals that actually close.

239 views

Interest rates are on the move, don't miss your opportunity!

Interest rates are on the move, don't miss your opportunity!

795 views

Stop Paying 20% on Credit Cards | Use Your Mortgage Instead

Stop Paying 20% on Credit Cards | Use Your Mortgage Instead

973 views

5 Home Buying Mistakes That Cost You Big!

5 Home Buying Mistakes That Cost You Big!

622 views

Are Mortgage Rates About to Drop?

Are Mortgage Rates About to Drop?

816 views

Are You Paying Your Credit Card at the Wrong Time?

Are You Paying Your Credit Card at the Wrong Time?

956 views

Is an 800 Credit Score Really Worth It?, 1.6 thousand views - play Short

Is an 800 Credit Score Really Worth It?, 1.6 thousand views - play Short

🚨 The housing market is shifting fast — and we might see 30-year mortgages in the high 4’s!

🚨 The housing market is shifting fast — and we might see 30-year mortgages in the high 4’s!

237 views

Save Big on Your Next House With This Trick! Seller Concessions Explained

Save Big on Your Next House With This Trick! Seller Concessions Explained

219 views

Honesty is key when getting a mortgage! Lenders will find out!

Honesty is key when getting a mortgage! Lenders will find out!

735 views

Mortgage Rates Dropping — Here’s the Magic Number to Watch! 📉🏡

Mortgage Rates Dropping — Here’s the Magic Number to Watch! 📉🏡

80 views

The House Hacking Secret to Owning a 2-4 Unit Home Without 20 Percent Down!

The House Hacking Secret to Owning a 2-4 Unit Home Without 20 Percent Down!

117 views

🚫 Don’t Do THIS Before Closing on Your Home! 🏠, 1.4 thousand views - play Short

🚫 Don’t Do THIS Before Closing on Your Home! 🏠, 1.4 thousand views - play Short

Why Are Mortgage Rates Still So High?

Why Are Mortgage Rates Still So High?

964 views

You guys see now what I was talking about a year ago? The Fed is still doing this!, 1.2 thousand views - play Short

You guys see now what I was talking about a year ago? The Fed is still doing this!, 1.2 thousand views - play Short

HELOCs Explained in 90 Seconds: Game-Changer for Buyers AND Realtors

HELOCs Explained in 90 Seconds: Game-Changer for Buyers AND Realtors

258 views

This Simple Mistake Can Delay Your Home Purchase!, 1.4 thousand views - play Short

This Simple Mistake Can Delay Your Home Purchase!, 1.4 thousand views - play Short

This Mug Has a Message Every Homebuyer Needs!, 1.6 thousand views - play Short

This Mug Has a Message Every Homebuyer Needs!, 1.6 thousand views - play Short

Rates are near 7%. Prices hit a new record. Here’s what you need to know., 1.3 thousand views - play Short

Rates are near 7%. Prices hit a new record. Here’s what you need to know., 1.3 thousand views - play Short

Delayed Financing: How to Buy with Cash & Get Paid Back FAST!

Delayed Financing: How to Buy with Cash & Get Paid Back FAST!

323 views

Topics Covered

Dan breaks down the mortgage topics that matter most to Bakersfield homebuyers.

First-Time Home BuyersFHA LoansVA LoansDown Payment OptionsCredit Score TipsInterest RatesRefinancingPre-Approval ProcessClosing CostsHELOCMortgage MythsMarket Updates

Ready to Talk About Your Home Loan?

Dan answers questions every day in his videos — and he'll answer yours personally too.

Call DanApply Now →