Recent Articles

Loyalty to Your Bank? Even With Your Home-Loan?

Decided whether you are should use your bank or a mortgage broker?

Refinancing Isn’t Just About the Rate — It’s About Your Options

Learn what options refinancing makes available to you.

BIG NEWS: Mortgage Rates Are at Their Lowest Level in Years—What That Means for You

Find out what this rate drop means to you for buying a new home.

Navigate the Spring 2026 Housing Market in Kern County with Confidence

The Spring 2026 housing market in Kern County presents challenges, but knowing the right steps can help you find your dream home with ease. Let’s simplify this journey together.

Refinancing Made Easy: Your Step-by-Step Guide to a Smoother Mortgage Experience in Bakersfield and Beyond!

Feeling overwhelmed by the refinancing process? Our simple steps will guide you through every challenge, helping you save money and stress along the way.

Lock-in Effect: Something big just happened in the U.S. Housing Market

Find out what the experts are anticipating for 2026 housing

Holiday Week Catch-Up: Mortgage Rates Hover Near 2-Month Lows

A holiday-week catch-up: light trading kept markets mostly sideways, but the average 30-year fixed edged to near two-month lows as bonds got a small lift from Europe and pending home sales improved.

Inflation Cools in November — What It Means for Mortgage Rates

Inflation slowed in November after peaking earlier this fall. Here’s what that means for mortgage rates and what homebuyers should watch next.

Fed Cuts Again, But Dot Plot Steers Mortgage Rate Outlook

The Fed cut rates by 0.25% and ended quantitative tightening, but the real story for the average 30-year fixed is in the dot plot and Powell’s comments. Here’s what that means for mortgage rates and homebuyers.