Down Payment Assistance
in Kern County
Multiple programs exist to help Bakersfield and Kern County buyers cover their down payment and closing costs. Dan Ardis compares every available program to find the combination that puts the least cash out of your pocket.
Kern County Down Payment Assistance Programs
Availability and income limits change periodically. Dan pulls current program guidelines at the time of your consultation.
CalHFA MyHome Assistance
Deferred Junior LoanGSFA Platinum Grant
True GrantCalHFA Dream For All
Shared Appreciation LoanVA Loan (Veterans)
Zero Down Purchase LoanUSDA Rural Development
Zero Down Purchase Loan
Most borrowers don't know the GSFA Platinum Grant exists. It's a true grant, no repayment, no shared appreciation, no deferred loan to worry about at sale. For borrowers who qualify, it's usually the first program I pull up.
Bakersfield's price point makes down payment assistance programs more impactful here than in most California markets. A 3.5% grant on a $300,000 home is $10,500 back in your pocket. The programs exist for a reason. My job is to make sure you actually use them.
A Message From Dan to First-Time Buyers
Feeling overwhelmed is normal. Here's how Dan approaches working with first-time buyers, plain English, no pressure.
Find Out Which DPA Programs You Qualify For
Dan compares every available program for your income, credit, and purchase situation.
DPA Questions for Kern County Buyers
Related Resources for Kern County DPA Buyers
Ready to Buy in Kern County With Minimal Cash Down?
Dan will identify every down payment assistance program available to you. Call (661) 342-9381 or apply online.