Commercial Real Estate Loans: Bakersfield-Based, Nationwide Reach
Dan Ardis structures commercial deals in all 50 states. Multi-family, retail, office, warehouse, mixed-use, SBA, DSCR, bridge, and hard money, with access to 2,600+ lenders. Bakersfield is his home market. Everywhere else is his extended territory.
Access to 2,600+ Lenders Nationwide
Most commercial brokers shop your deal to a handful of local banks. Dan's network spans 2,600+ lenders and 1,000+ loan programs active in all 50 states, giving your deal the widest possible exposure regardless of where the property sits.
Dan Closes Commercial Deals in All 50 States
Bakersfield is Dan's home market, but his commercial practice is national. Whether you're acquiring an apartment building in Phoenix, refinancing a warehouse in Dallas, structuring an SBA deal in Florida, or closing a bridge loan in the Pacific Northwest, Dan works your deal personally from submission to close.
Most local brokers are limited to the lender relationships they can maintain in their city. Barrett Financial Group's commercial division operates nationally, which means competitive bids from lenders who are actually active in your state and asset class, not just the two banks your local broker calls.
- One direct point of contact regardless of where the property is located
- Lender competition sourced from your specific market, not just Kern County
- Same underwriting discipline, DSCR analysis, and structure applied to every deal
- Remote closings handled routinely, no need to be local or in California
Common Out-of-State Deal Types
Property Types We Finance
From stabilized income properties to value-add plays. If it generates revenue, Dan can find the financing.
Commercial Loan Types We Offer
From SBA to bridge to agency multifamily, Dan structures the right financing for each deal, not a one-size-fits-all product.
SBA 7(a) Loans
Owner-occupied purchases, business acquisitions, and working capital. Up to $5M with competitive rates and flexible terms.
SBA 504 Loans
Long-term fixed-rate financing for owner-occupied commercial real estate. As low as 10% down, ideal for small business owners buying their building.
Bridge Loans
Short-term financing to close quickly while permanent financing is arranged. Perfect for time-sensitive acquisitions or value-add plays.
Construction & Development
Ground-up construction and major renovation financing for commercial projects. Structured draws aligned with project milestones.
NNN / Net Lease Financing
Specialized financing for single-tenant net lease properties: national tenants, long-term leases, and predictable cash flow.
DSCR Investor Loans
Qualify based on the property's rental income, not personal tax returns. Purpose-built for real estate investors scaling their portfolio.
Business Acquisition Financing
Finance the purchase of a business, often combined with real estate financing to keep everything in one structured deal.
Agency Multifamily
Fannie Mae, Freddie Mac, and HUD/FHA financing for 5+ unit apartment properties. Best-in-class rates for stabilized multifamily assets.
Commercial Loans, Explained by Dan
Not sure if a commercial loan is the right move for your deal? Watch Dan break down how commercial financing works, who it's for, and what separates a broker with 2,600+ lenders from a local bank with one option.
Follow Dan on YouTube for weekly mortgage tips and market updates.
Run the Numbers Before You Call
Dan's commercial calculator analyzes your deal across 6 scenario types: Purchase, Refi, Cash-Out, Bridge, Construction, and SBA. Get DSCR, LTV, cap rate, cash-on-cash, and debt yield instantly.
6 Scenario Tabs
Purchase · Refi · Cash-Out · Bridge · Construction · SBA
Lender-Grade Ratios
DSCR · LTV/LTC · Cap Rate · Cash-on-Cash · Debt Yield
Instant Results
No sign-up required. Analyze your deal in 60 seconds.
Commercial Loan FAQs
Commercial Lending Resources
Ready to Finance Your Next Commercial Property?
Bakersfield-based, nationally active. Submit your deal details. Property location doesn't matter, and Dan will find the best financing available for your project.