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Dan Ardis Mortgage Specialist — Barrett Financial Group

Commercial Real Estate Loans in Bakersfield, Kern County, and Nationwide

Invest in Bakersfield's growing commercial market... or anywhere in the USA for that matter. Dan Ardis structures commercial loans for multi-family, retail, office, warehouse, mixed-use, SBA, and more — with access to hundreds of lender options.

Apply Now — Free(661) 342-9381
Our Biggest Competitive Advantage

Access to 3,000+ Lenders Nationwide

Most commercial brokers shop your deal to a handful of local banks. Dan's network spans 3,000+ lenders and 1,000+ loan programs — giving your deal the widest possible exposure and the best possible terms.

3,000+
Nationwide Lenders
Banks, credit unions, private money, agencies & more
1,000+
Loan Programs
Conventional, SBA, bridge, DSCR, agency, and beyond
One Broker
Working for You
Not the bank — Dan works to get your deal done.

Property Types We Finance

Multi-family (5+ units)
Retail / Strip Centers
Office Buildings
Warehouses / Industrial
Mixed-Use Properties
Self-Storage Facilities
Hotels / Motels
Restaurant / Hospitality
Medical / Dental Offices
Gas Stations
From 10%
Min Down Payment
SBA owner-occ · ~25% conventional
1.25x
DSCR Requirement
Net operating income
$500K+
Loan Amounts
No upper limit
Flexible
Loan Terms
Custom terms & amortization schedules

Commercial Loan Types We Offer

From SBA to bridge to agency multifamily — Dan structures the right financing for each deal, not a one-size-fits-all product.

SBA 7(a) Loans

Owner-occupied purchases, business acquisitions, and working capital. Up to $5M with competitive rates and flexible terms.

SBA 504 Loans

Long-term fixed-rate financing for owner-occupied commercial real estate. As low as 10% down — ideal for small business owners buying their building.

Bridge Loans

Short-term financing to close quickly while permanent financing is arranged. Perfect for time-sensitive acquisitions or value-add plays.

Construction & Development

Ground-up construction and major renovation financing for commercial projects. Structured draws aligned with project milestones.

NNN / Net Lease Financing

Specialized financing for single-tenant net lease properties — national tenants, long-term leases, and predictable cash flow.

DSCR Investor Loans

Qualify based on the property's rental income, not personal tax returns. Purpose-built for real estate investors scaling their portfolio.

Business Acquisition Financing

Finance the purchase of a business — often combined with real estate financing to keep everything in one structured deal.

Agency Multifamily

Fannie Mae, Freddie Mac, and HUD/FHA financing for 5+ unit apartment properties. Best-in-class rates for stabilized multifamily assets.

Commercial Loan FAQs

Ready to Finance Your Next Commercial Property?

Call Dan at (661) 342-9381 to discuss your commercial real estate financing needs.

Apply Now(661) 342-9381
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