I'm Based in Bakersfield.
I Can Help You Anywhere.
Through Barrett Financial Group, I originate residential and commercial loans in 49 states. Whether you're buying a home in California, refinancing in Texas, or financing a commercial property anywhere in the country — you get the same personal service and access to 100+ wholesale lenders.
CA · TX · AR
Personally Licensed In
49 States
Available Through Barrett Financial
100+
Wholesale Lenders
Dan's Personal Licenses
These are the states where Dan holds an individual mortgage originator license.
California
DRE 60DBO-46052 / 41DBO-148702
California is Dan's home market. Based in Bakersfield, he's spent 20+ years helping Kern County families buy and refinance. From first-time buyers to investors, Dan knows this market inside and out.
- Bakersfield & Kern County specialist
- FHA, VA, Conventional, Jumbo & Commercial
- 2026 Kern County FHA limit: $541,287
- 0% down options available
Areas Served
Texas
TX SML Licensed
Texas continues to be one of the strongest housing markets in the country. Dan is licensed to originate mortgages across the Lone Star State with access to competitive rates and multiple loan programs.
- No state income tax — favorable for buyers
- Conforming, FHA, VA, Jumbo & Commercial available
- Commercial loans for multifamily, retail & office
- Remote closings available statewide
Areas Served
Arkansas
AR License #124815
Arkansas offers some of the most affordable home prices in the country. Dan is licensed to help AR buyers and homeowners take advantage of low entry points and strong FHA and VA programs.
- Among the most affordable states for buyers
- FHA, VA & Commercial programs available
- Rural financing options (USDA eligible areas)
- Remote consultations available
Areas Served
Available in 49 States
Through Barrett Financial Group (NMLS #181106), I can originate home loans in every state except New York.
Availability and loan programs vary by state. Not all products are available in all states. Contact Dan to confirm availability in your area.
What Nationwide Access Actually Means for You
Being licensed across the country isn't just a credential — it changes what I can do for you.
You Can Relocate Without Starting Over
Moving from California to Texas? Already have a relationship with me? You don't have to find a new lender. I'll handle your financing on both ends.
Commercial Loans Nationwide
From multifamily and mixed-use to retail, office, and industrial — I originate commercial loans in 49 states. Your deal isn't limited to California.
100+ Wholesale Lenders
More states means more lender relationships. Barrett Financial's scale means I can shop your loan across a wide network — not just one or two options.
Remote Closings Are Normal Here
Everything from application to closing can be done remotely. You don't need to sit across a desk from me to get a great mortgage.
Same Service, Wherever You Are
Out-of-state clients get the same direct access to me that Bakersfield clients do. You'll have my cell number and I'll answer when you call.
Military & VA Buyers
PCS orders don't care about state lines. If you're a veteran buying a home in a new duty station, I can help you use your VA benefit wherever you land.
Looking for Local Market Info?
For city-specific mortgage info, market context, and local FAQs across the Bakersfield area, visit the local pages.
Frequently Asked Questions
Ready to Get Started — Wherever You Are?
Residential and commercial loans in 49 states. Call Dan at (661) 342-9381 or apply online. Personally licensed in CA, TX & AR — available nationwide through Barrett Financial Group.