Commercial & Investing
Commercial real estate financing requires a different approach than residential. These articles cover SBA loans, commercial bridge financing, DSCR rental property loans, multi-family underwriting, and the strategies Bakersfield investors use to acquire and refinance income-producing properties.
Commercial Loan Rates vs. Residential Mortgage Rates: What's the Difference and Why?
Commercial loan rates are almost always higher than residential rates, but not for the reasons most borrowers assume. Here's what actually drives the pricing difference.
What Realtors Should Know About Commercial Lending Before Referring a Client
Referring a client to the wrong lender for a commercial deal can cost them months and you a commission. Here's what to know before you make that call.
Investment Property Reserve Requirements: How Much Cash Must You Keep?
Reserve requirements for investment properties are stricter than most buyers expect. Lenders want to see liquid assets beyond the down payment, here's exactly how much and why.
Residential vs. Commercial Financing: What Every Realtor Should Know
As a Realtor, knowing when a deal needs residential vs. commercial financing can prevent blown closings and embarrassing surprises. Here's the framework you need.
How DSCR Loans Work: Finance Investment Properties Without Tax Returns
DSCR loans qualify you based on the property's cash flow, not your personal income. Here's how they work, what lenders actually look for, and when they make the most sense.
Questions About Commercial & Investing?
Call Dan at (661) 342-9381. He answers his phone and gives straight answers, no sales pitch.