Find Out Which Mortgage
You Qualify For
Answer 6 quick questions. Get a personalized list of loan programs that fit your credit, income, and down payment, with Dan's read on the best option for your situation.
What are you looking to do?
Dan Ardis — Senior Mortgage Loan Originator
NMLS# 1412272 · Barrett Financial Group · Former Senior Specialty Underwriter
I review every quiz personally and respond with options specific to your situation, not a generic rate sheet. 20+ years in Kern County, including years making loan approval decisions as a senior underwriter. That background means I can tell you upfront which programs will and won't work for your file, before you spend time on a full application.
What Happens After You Submit
Dan Reviews Your Answers
Within 1 business hour, Dan personally reads your quiz results and looks at which programs are the strongest fit for your credit score, down payment, and goal.
You Get Specific Rate Options
Dan shops your scenario across 100+ wholesale lenders and sends you the actual programs and rates available, not a generic estimate.
Pre-Approval in 24 Hours
Once you decide to move forward, Dan can turn around a real pre-approval letter within 24 hours of complete documentation. Most files are faster.
Every Program Dan Can Pre-Approve You For
The quiz matches you to the most likely programs. Below is the full menu.