VA Entitlement Calculator
See your real down payment requirement, VA loan amount, and available entitlement, whether you have full entitlement or a prior VA loan still outstanding.
Most counties use the standard 2026 baseline of $832,750. High-cost counties (parts of California, Washington, Virginia, and other expensive metros) are higher, check fhfa.gov/CLL or call Dan to confirm your exact county figure.
From your Certificate of Eligibility (COE). Leave at $0 if you have full entitlement, meaning no other VA loan currently outstanding.
With full entitlement, the VA does not impose a loan limit, this applies regardless of purchase price or county loan limit entered above.
Full entitlement covers this purchase entirely, no down payment required at any price.
This is an estimate. Dan can pull your actual Certificate of Eligibility to confirm your exact remaining entitlement and whether restoration is available before you make an offer.
Email This Estimate
Send a copy to your inbox and Dan will pull your actual COE to confirm the real numbers.
VA Entitlement FAQs
Related Resources
Ready to Confirm Your Actual Entitlement?
Dan can pull your Certificate of Eligibility directly. Call (661) 342-9381 or apply online.