Flood Insurance

Insurance protecting your home and personal property against damage from fire, theft, and certain weather events. Lenders require an active homeowner's insurance policy as a condition of your mortgage approval.

A policy protecting the lender against losses from title defects or ownership disputes. Required by virtually all lenders, it covers their interest in the property up to the loan amount.

An optional policy protecting the homeowner against title defects discovered after closing, such as forged deeds or undisclosed liens. It's a one-time cost at closing that protects your investment for as long as you own the home.