Has the Austin market cooled enough to be a buyer's market?

Austin has corrected meaningfully from its 2022 peak with more inventory, longer days on market, and more seller flexibility. It's no longer the frantic bidding-war environment it was, though well-priced homes in desirable neighborhoods still move quickly.

Do I need a jumbo loan for Austin?

It depends on the neighborhood and price point. The 2026 conforming loan limit in Travis County is $832,750. Homes above that threshold require jumbo financing. Many Austin purchases, especially in central neighborhoods, will exceed this limit.

Can Dan help with Austin new construction financing?

Yes. New construction in Austin is common and Dan works with lenders that offer new construction and construction-to-permanent loans. Builder-preferred lenders don't always offer the best terms, it's worth having Dan compare.

Dan Ardis | NMLS #1412272

Mortgage Broker in Austin, TX

Name: Dan Ardis
Address: Bakersfield, CA, 93314, US
Telephone: (661) 342-9381
Price range: $$$
Rating: 5

Helping Austin buyers navigate one of Texas's most competitive and highest-priced markets, with access to jumbo wholesale lenders, fast pre-approvals, and a fully remote process.

Apply Now for Free (661) 342-9381

The Austin Housing Market

Austin's tech boom transformed it from an affordable college town into one of the most expensive real estate markets in Texas. Median home prices range from $450K to $700K across the metro, with neighborhoods like Tarrytown, Barton Hills, and Mueller on the higher end. While the market has softened from its 2022 peak, giving buyers more negotiating power than in recent years, Austin remains competitive and fast-moving. The city's no-income-tax advantage, strong employment (Tesla, Apple, Google, Samsung), and quality of life continue to attract high-income buyers from coastal markets.

Why Choose Dan Ardis for Your Austin Mortgage?

Austin's price range frequently pushes buyers into jumbo territory, and Dan's wholesale jumbo lender relationships offer competitive rates that rival any retail bank. For tech professionals with RSU income or variable compensation, Dan works with lenders that properly credit non-W2 earnings. Everything is handled remotely, making Dan's process ideal for California and out-of-state buyers relocating to Austin.

Loan Programs in Austin

Apply Now for Free Call (661) 342-9381

Mortgage FAQs for Austin

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Ready to Buy in Austin?

Apply online or call Dan at (661) 342-9381 for a free consultation. Licensed to lend in Texas.

Apply Now (661) 342-9381