Is El Paso a good market for a VA loan?

Yes, El Paso's combination of Fort Bliss's active military population and relatively affordable home prices makes it one of the strongest VA loan markets in Texas.

How fast can a VA loan close around a PCS move to Fort Bliss?

Dan has closed VA purchases in as little as three weeks when the timeline requires it. Starting early with your orders and Certificate of Eligibility gives the most flexibility around your reporting date.

Does BAH count as income for qualifying?

Yes, Basic Allowance for Housing is standard qualifying income and, since it's non-taxable, it's often grossed up to increase your qualifying income further.

Dan Ardis | NMLS #1412272

Mortgage Broker in El Paso, TX

Name: Dan Ardis
Address: Bakersfield, CA, 93314, US
Telephone: (661) 342-9381
Price range: $$$
Rating: 5

Financing homes in El Paso, home to Fort Bliss and one of the most affordable major metros in Texas, with a remote process built for military families and PCS timelines.

Apply Now for Free (661) 342-9381

The El Paso Housing Market

El Paso combines a large, active military presence at Fort Bliss with a genuinely affordable cost of living relative to nearly every other major Texas metro. That affordability, paired with the city's steady base of border trade, logistics, and healthcare employment, makes it one of the strongest markets Dan serves for buyers stretching a VA or FHA loan as far as it can go.

Why Choose Dan Ardis for Your El Paso Mortgage?

Dan works with military and veteran buyers regularly and understands VA entitlement, Certificate of Eligibility timelines, and the pace of a PCS move that doesn't wait for a slow lender. He can pull your COE directly and structure financing around BAH and military pay correctly, all handled remotely for buyers arriving from another duty station.

Loan Programs in El Paso

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Mortgage FAQs for El Paso

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Ready to Buy in El Paso?

Apply online or call Dan at (661) 342-9381 for a free consultation. Licensed to lend in Texas.

Apply Now (661) 342-9381