What loan types are common in Irvine?

Jumbo loans are most common given Irvine's price points above the $1,209,750 conforming limit. Conventional loans work for condos and townhomes in more affordable villages. Dan also works with foreign national loan programs for international buyers.

Do you work with buyers purchasing in Irvine from out of state?

Yes. Many Irvine buyers are relocating from other states for employment. Dan handles the full process remotely, application, appraisal coordination, and closing, so your purchase isn't delayed by geography.

Are there good condo financing options in Irvine?

Yes. Many of Irvine's villages have well-established condo projects that are straightforward to finance conventionally. Dan will verify project eligibility and find you the most competitive program for your specific building.

Dan Ardis | NMLS #1412272

Mortgage Broker in Irvine, CA

Name: Dan Ardis
Address: Bakersfield, CA, 93314, US
Telephone: (661) 342-9381
Price range: $$$
Rating: 5

Financing homes in one of Southern California's most sought-after cities, from first-time buyers entering the market to executives financing luxury purchases in Irvine's premier neighborhoods.

Apply Now for Free (661) 342-9381

The Irvine Housing Market

Irvine consistently ranks among the safest and most desirable cities in the US, which is reflected in its real estate prices. Median home values range from $1M to over $2M depending on the village, with Shady Canyon and Turtle Rock commanding significant premiums. The city attracts tech professionals, international buyers, and executives from Orange County's growing corporate sector. Irvine's master-planned layout, top-ranked schools, and proximity to John Wayne Airport make it perennially competitive with limited distressed inventory.

Why Choose Dan Ardis for Your Irvine Mortgage?

Irvine buyers frequently need Jumbo financing, and navigating Jumbo loan guidelines requires experience. Dan works with Jumbo wholesale lenders that offer competitive rates without the bureaucracy of a retail bank. For international buyers or those with non-traditional income documentation, Dan has access to bank statement and asset-depletion loan programs that work where conventional underwriting falls short.

Loan Programs in Irvine

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Mortgage FAQs for Irvine

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Ready to Buy in Irvine?

Apply online or call Dan at (661) 342-9381 for a free consultation. Licensed to lend in California.

Apply Now (661) 342-9381