Dan Ardis  |  NMLS #1412272

Mortgage Broker in San Jose, CA

Helping San Jose buyers and homeowners navigate one of California's most competitive real estate markets with access to 100+ wholesale lenders and personalized mortgage strategy.

The San Jose Housing Market

San Jose is the heart of Silicon Valley and one of the most expensive housing markets in the country. Median home prices consistently exceed $1.3M, making Jumbo loan expertise critical. Tech employment drives strong demand and tight inventory, particularly in neighborhoods like Willow Glen, Almaden Valley, and Evergreen. Despite high prices, buyers with strong income and credit profiles have real opportunities, especially with the right loan structure.

Why Choose Dan Ardis for Your San Jose Mortgage?

In high-cost markets like San Jose, getting the right loan structure matters as much as the rate. Dan works with Jumbo lenders that most retail banks can't access, helping buyers finance properties above conforming limits without unnecessary restrictions. Whether you're a tech professional looking for a Jumbo purchase or a homeowner considering a cash-out refinance, Dan shops the wholesale market to find your best option.

Mortgage FAQs for San Jose

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Ready to Buy in San Jose?

Apply online or call Dan at (661) 342-9381 for a free consultation. Licensed to lend in California.