Kern County Mortgage Broker
Locally based. 20+ years of Kern County experience. Dan Ardis serves Bakersfield, Delano, Tehachapi, Ridgecrest, Wasco, and all of Kern County — with access to 100+ lenders for the most competitive rates in the region.
Kern County Communities Dan Serves
Dan Ardis is based in Bakersfield and serves buyers, sellers refinancing, and investors throughout Kern County. His fully digital process — online application, secure document upload, and e-sign closing — means your location within the county never slows things down.
Loan Programs Available in Kern County
FHA Loans
3.5% down, 580+ credit score
VA Loans
0% down for veterans and military
Conventional Loans
3–20% down, 620+ credit
USDA Rural Loans
0% down for eligible rural areas
Jumbo Loans
Above $806,500 conforming limit
Commercial Loans
Investment and commercial properties
Hard Money Loans
Fast private financing for investors
Why Kern County Buyers Choose Dan Ardis
Locally Based in Bakersfield
Dan is not a call center or out-of-state lender. He is rooted in the Bakersfield community and understands the Kern County real estate market from firsthand experience.
20+ Years of Local Experience
Dan has been originating mortgage loans in Kern County for over two decades. He has seen multiple market cycles and knows how to navigate challenging deals.
Access to 100+ Lenders
As an independent mortgage broker, Dan is not limited to one institution's products. He shops your loan across 100+ wholesale lenders to find the best rate and program.
Same-Day Response
Dan responds to calls and messages the same day — often within the hour. In a competitive real estate market, fast communication with your lender can make the difference.
Kern County Mortgage FAQs
Get a Free Kern County Mortgage Consultation
Call Dan at (661) 342-9381 or apply online today. Serving all of Kern County — fast, local, and responsive.