Mortgage Rates Could Move BEFORE the Fed Meeting Next Week
January 23, 2026 2:13Dan Ardis, NMLS# 1412272
Mortgage rates don’t wait for the Federal Reserve to cut rates — they usually move before it happens.
Inflation is improving, the job market is slowly cooling, and markets are already positioning for what’s coming next. That combination matters more than most headlines suggest.
If you’re thinking about buying a home, refinancing, or just want to understand how these economic shifts affect mortgage rates, this video will give you the clarity you need.
00:00 Mortgage Rates & the Fed 00:30 Inflation Update Explained 01:15 What the Fed Meeting Really Means 02:00 Trump and the Fed Chair Speculation 02:45 Housing Market Update
Key Points from This Video
- • The latest inflation data and why it matters for mortgage rates
- • What to expect from the Fed meeting happening next week
- • Why markets care more about Fed language than actual rate cuts
- • How a potential announcement of the next Fed Chair could move rates
- • What buyers, sellers, and Realtors should be watching right now
Dan Ardis is a Bakersfield-based mortgage broker with 20+ years in the industry, including experience as a Senior Specialty Underwriter. He originates residential and commercial loans for Kern County clients and in 49 states through Barrett Financial Group.
More Videos from Dan
Why you should ask for a rate buydown
Why 7% mortgage rates aren't the end of the world
First Fed Hike in 3 Years, and It's Not the Last...
The hidden leverage you have as a buyer right now
Why Your Mortgage Payment Depends On This Report
Why You Shouldn't Wait For A Housing Crash
Questions After Watching?
Dan answers mortgage questions for Bakersfield buyers and investors. Call (661) 342-9381 or get pre-approved online.