This Is Why Waiting to Buy Could Cost You More - Buyers are BACK!
January 16, 2026 2:22Dan Ardis, NMLS# 1412272
Mortgage rates are easing—and buyers are already coming back. Existing home sales just posted their fourth straight monthly increase, and new home contracts are near a three-year high. But inventory is still tight, and that could mean upward pressure on home prices again.
In this weekly mortgage and housing market update, I break down what’s happening with rates, supply, inflation, and what it means if you’re thinking about buying, selling, or refinancing.
If you’re waiting for the housing market to crash, this might surprise you—buyers are already coming back.
Inflation is cooling. The job market is slowing. Mortgage rates aren’t moving the way most people expect.
Dan Ardis is a Bakersfield-based mortgage broker with 20+ years in the industry, including experience as a Senior Specialty Underwriter. He originates residential and commercial loans for Kern County clients and in 49 states through Barrett Financial Group.
More Videos from Dan
Why you should ask for a rate buydown
Why 7% mortgage rates aren't the end of the world
First Fed Hike in 3 Years, and It's Not the Last...
The hidden leverage you have as a buyer right now
Why Your Mortgage Payment Depends On This Report
Why You Shouldn't Wait For A Housing Crash
Questions After Watching?
Dan answers mortgage questions for Bakersfield buyers and investors. Call (661) 342-9381 or get pre-approved online.