Trump is calling for lower rates!
January 9, 2026 3:00Dan Ardis, NMLS# 1412272
President Trump just made a major move that could impact mortgage rates—and most homebuyers have no idea what it means.
In this video, I break down how Trump’s $200 billion directive to Fannie Mae and Freddie Mac connects to the slowing job market, the bond market, and what this all means for mortgage rates in 2026.
And when you put all of that together, it creates opportunity—if you understand how this works.
If you’re thinking about buying a home, refinancing, or you’re a Realtor trying to guide your clients, this is information you need.
Key Points from This Video
- • Slower job growth
- • Cooling hiring trends
- • Fewer new homes being built
- • Government stepping into the mortgage bond market
Dan Ardis is a Bakersfield-based mortgage broker with 20+ years in the industry, including experience as a Senior Specialty Underwriter. He originates residential and commercial loans for Kern County clients and in 49 states through Barrett Financial Group.
More Videos from Dan

Why you should ask for a rate buydown

Why 7% mortgage rates aren't the end of the world

First Fed Hike in 3 Years, and It's Not the Last...

The hidden leverage you have as a buyer right now

Why Your Mortgage Payment Depends On This Report

Why You Shouldn't Wait For A Housing Crash
Questions After Watching?
Dan answers mortgage questions for Bakersfield buyers and investors. Call (661) 342-9381 or get pre-approved online.

