Commercial loans and commercial real estate financing in Bakersfield, California and Nationwide!
May 22, 2026 1:58Dan Ardis, NMLS# 1412272
Commercial deals move fast—and financing needs to keep up.
We start with a quick deal overview, then review the key lender metrics—NOI (cash flow after expenses), DSCR (income vs. payment), LTV (loan vs. value), and debt yield (cash flow vs. loan amount)—to estimate a realistic loan size and match the deal to the best-fit lender. From there, we package the file for lender review and guide the transaction through the closing process.
Have a commercial purchase or refinance in mind?
Dan Ardis is a Bakersfield-based mortgage broker with 20+ years in the industry, including experience as a Senior Specialty Underwriter. He originates residential and commercial loans for Kern County clients and in 49 states through Barrett Financial Group.
More Videos from Dan
Why you should ask for a rate buydown
Why 7% mortgage rates aren't the end of the world
First Fed Hike in 3 Years, and It's Not the Last...
The hidden leverage you have as a buyer right now
Why Your Mortgage Payment Depends On This Report
Why You Shouldn't Wait For A Housing Crash
Questions After Watching?
Dan answers mortgage questions for Bakersfield buyers and investors. Call (661) 342-9381 or get pre-approved online.