The Face You Make When a Buyer Says They Don't Need a Pre-Approval
Dan Ardis reacts to home buyers who try to skip the pre-approval step. Pre-approval is Step 1 in the mortgage process.
Key Points from This Video
- Sellers will not consider offers without a pre-approval letter
- Pre-approval prevents falling in love with a home you can't afford
- Dan's pre-approval takes 24-48 hours with a free soft credit pull option
- Pre-approval is free with no obligation
Video Transcript
Every time a buyer tells me they want to start looking at houses before getting pre-approved, I have to physically stop myself from making this face.
Here's the problem. Sellers in Bakersfield aren't looking at offers that come in without a pre-approval letter. Your offer goes in the trash.
And even if a seller did take you seriously, imagine you find the perfect house, fall in love with it, tell your family, your kids are excited about the backyard, and then you find out you don't qualify for the price point.
Pre-approval takes 24-48 hours with me. It's free. There's no obligation. It doesn't affect your credit if we do a soft pull first.
It's Step 1. Do Step 1 before Step 2.
Dan Ardis is a Bakersfield-based mortgage broker with 20+ years in the industry, including experience as a Senior Specialty Underwriter. He originates residential and commercial loans for Kern County clients and in 49 states through Barrett Financial Group.
Related Resources
Questions After Watching?
Dan answers mortgage questions for Bakersfield buyers and investors. Call (661) 342-9381 or get pre-approved online.