The Fed Is Watching Jobs Closely — So Should Homebuyers!
February 6, 2026 1:48Dan Ardis, NMLS# 1412272
The job market is showing clear signs of cooling — and that matters for mortgage rates.
Private hiring is slowing, layoffs are rising, and job openings are shrinking. At the same time, markets are waiting on the delayed January Jobs Report, which could move mortgage rates quickly depending on the results.
We’re also watching changes at the Federal Reserve, with President Trump naming Kevin Warsh as his pick for Fed Chair — a move that could impact how long rates stay elevated.
Despite all of this, housing demand remains strong, with home prices projected to rise over the next year due to low inventory and pent-up demand.
00:00 Mortgage Rates & Jobs Number 00:33 BLS Jobs Report Coming Next Week 00:51 Kevin Warsh for Fed Chair 01:11 Home Prices Still Going Up 01:25 Housing Market Is Shifting NOT Crashing
Dan Ardis is a Bakersfield-based mortgage broker with 20+ years in the industry, including experience as a Senior Specialty Underwriter. He originates residential and commercial loans for Kern County clients and in 49 states through Barrett Financial Group.
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Questions After Watching?
Dan answers mortgage questions for Bakersfield buyers and investors. Call (661) 342-9381 or get pre-approved online.